Usha Badrinath is Chief Data Officer at Mosaic Insurance, where she sets enterprise data strategy and leads AI integration. Her track record includes award-winning, industry-first innovations - ML-powered algorithmic underwriting for a London syndicate, nat-cat products that became market benchmarks, and some of the earliest data products in insurance. Formerly the global head of data solutions at a catastrophe modelling firm, Usha built a portfolio of data-focused products from the ground up, represented the business with global regulators, and incubated entirely new risk categories including Terrorism and Life Risks. Usha writes and speaks on the pragmatic application of emerging technology, bringing a panoramic view of how data and AI are redefining the economics of (re)insurance.